L. Abdulwahab

Limited access to telecommunication infrastructures has left communities in remote and rural areas in most of the developing countries at disadvantage positions in terms of accessibility to ICTs. Telecentre projects are implemented in an attempt to curtail this anomaly by providing IT facilities in shared manner. This paper attempts to put forward a conceptual Model of UTAUT Modification with Management effectiveness and Program effectiveness constructs towards user acceptance of Telecentre.

ATM services provided by banks and non financial institution have appeared as the most E - Banking instruments that had become so popular in Nigeria. The belief that ATM is dependably provided by a bank, the transactions and the data being transmitted must be secured. This belief might hold in the past, but at the moment ATMs are now able to use operating systems, such as Microsoft windows and Linux. These operating systems do expose ATM to vulnerability akin to the same kind of problems displayed by conventional computers.